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Terms of Service

Last updated: July 13, 2026. These Terms govern your use of https://ge3.shop. By using the Site, you agree to them.

1. Acceptance of terms

By accessing or using the GE3 website at https://ge3.shop (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Site. These Terms form a legally binding agreement between you and GE3 ("we," "us," or "our").

We may revise these Terms at any time by updating this page. The "Last updated" date at the top reflects the most recent revision. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

2. Description of service

GE3 provides free, browser-based calculators and original editorial content covering veterans benefits, federal retirement, estate settlement, UK and US immigration, Social Security, retirement planning, and tax. The Site is informational only and does not constitute legal, tax, financial, immigration, or medical advice.

All calculations are performed in your web browser using JavaScript. We do not store, transmit, or log the inputs you enter into our calculators. The Site is supported by advertising revenue.

3. No professional advice

The content on this Site — including calculators, articles, guides, and any other material — is provided for general informational purposes only. It is not a substitute for professional advice tailored to your specific circumstances.

Specifically, GE3's content does not constitute:

  • Legal advice — for claim-specific guidance on VA disability, immigration, probate, or estate matters, consult an attorney licensed in the relevant jurisdiction.
  • Tax advice — for tax planning, consult a CPA, enrolled agent, or tax attorney.
  • Financial advice — for retirement, investment, or benefits planning, consult a Certified Financial Planner (CFP) or fiduciary advisor.
  • Immigration advice — for visa, ILR, or naturalization applications, consult an immigration attorney or OISC-regulated adviser.

You should not act or refrain from acting on the basis of any content on this Site without first consulting a qualified professional. We strongly encourage you to verify any calculation against the official source (the agency handbook, the statute, or the regulation) before making decisions.

4. Accuracy and disclaimers

We strive to keep every calculator and article current with the latest law, but we make no warranties regarding accuracy, completeness, or timeliness. Benefits law, tax law, and immigration law change frequently — sometimes retroactively. A calculator that was accurate yesterday may be inaccurate today if a regulation was updated overnight.

Each article displays a "Last reviewed" date. If the date is more than a few months old, you should verify the current rules with the relevant agency before relying on the content. The official sources for our coverage areas include: the Department of Veterans Affairs (va.gov), the Office of Personnel Management (opm.gov), the Social Security Administration (ssa.gov), the IRS (irs.gov), USCIS (uscis.gov), and UK Visas and Immigration (gov.uk).

5. Limitation of liability

To the maximum extent permitted by law, GE3 and its authors, editors, and operators shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from your use of, or inability to use, the Site or any content on it. This includes, without limitation, damages for loss of profits, benefits, claim outcomes, tax savings, immigration status, or other intangible losses, even if we have been advised of the possibility of such damages.

You acknowledge that any decision you make based on content from this Site is made at your own risk. If a calculator produces an incorrect estimate due to a bug, an outdated formula, or a misinterpretation of the law, your sole remedy is to stop using the calculator and consult a professional.

6. Intellectual property

All content on this Site — including articles, calculator code, design, graphics, logos, and the GE3 name — is owned by GE3 or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may:

  • View, use, and share our calculators and articles for personal, non-commercial use
  • Print or download a single copy of any article for your personal reference
  • Link to any page on this Site from your own website or social media

You may not:

  • Republish, redistribute, or syndicate our content (in whole or in part) without written permission
  • Use our calculators or content for commercial purposes without a license
  • Remove or alter any copyright, trademark, or attribution notices
  • Use automated tools (scrapers, bots, crawlers) to extract our content at scale
  • Use the GE3 name or logo without our prior written consent

To request permission for any use beyond personal, non-commercial use, email contact@ge3.shop.

7. Third-party links and content

The Site contains links to third-party websites (such as government agencies, official forms, and reference materials). We are not responsible for the content, accuracy, or practices of any third-party site. You access third-party sites at your own risk and should review their terms and privacy policies.

The Site may also display third-party advertising. Advertisers and ad networks are responsible for the content of their ads. We do not endorse, and are not responsible for, any product, service, or claim made in an advertisement.

8. User conduct

You agree not to:

  • Use the Site in any way that violates applicable law or regulation
  • Attempt to gain unauthorized access to any part of the Site, its server, or its databases
  • Interfere with the proper functioning of the Site, including its calculators, advertising, or analytics
  • Use automated tools to scrape, crawl, or extract content from the Site at scale
  • Introduce viruses, malware, or other malicious code to the Site
  • Impersonate another person or misrepresent your affiliation

9. Advertising

The Site displays advertising provided by Google AdSense and potentially other ad networks. Advertising does not influence our editorial content. We do not allow advertisers to review, edit, or approve our calculators or articles before publication. Sponsored content, if any, will be clearly labeled as such.

10. Termination

We may suspend or terminate your access to the Site at any time, with or without cause, and without notice. Upon termination, all provisions of these Terms that by their nature should survive — including intellectual property, disclaimers, and limitation of liability — will continue to apply.

11. Governing law

These Terms are governed by the laws of the United States, without regard to conflict-of-law principles. You agree to the exclusive jurisdiction of the courts located in the United States for any dispute arising from these Terms or your use of the Site.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

13. Contact

Questions about these Terms? Email contact@ge3.shop.